Scam avoidance tricks by MyTrendingStories writing platform? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
Live news from MyTrendingStories writing platform: Where to Turn for Help? If you’ve become the victim of a fake check scams, there are certain steps you should take right away. Stop Further Losses. Start by locking or closing accounts that may have been compromised. Place a fraud alert and consider freezing your credit. Visit com or call (877) 322-8228 to request your free credit report from each of the credit reporting agencies. Change your passwords if applicable. Keep Records. Take and keep notes — details could be important if recovery is an option. And contact your local police. They may not be able to investigate, but having a report may help with future claims. File Reports. You’ll want to alert the appropriate authorities that you’ve been scammed. Start with: The Internal Revenue Service (IRS) Identity Protection Unit (800) 908-4490; The Internet Crime Complaint Center (a partnership between the FBI and the National White Collar Crime Center); The U.S. Postal Inspections Service (if the check arrived by U.S. mail).
MyTrendingStories anti-scam tips: The first time, he was going to send the email to his web person in case a photo had been innocently misused. But first he had the idea to Google “professional photographer email scam.” Millions of Google results confirmed that it was, in fact, a scam. Reassured and relieved, he deleted the scam email and didn’t even bother to reach out to his web person. When a very similar email arrived a few months later and then again the other day, he knew what it was and just hit “delete.” Recently a couple in Hingham lost $17,000 to a scammer claiming to be the chief of police. They believed the call was genuine because the police department’s main business number showed on their caller ID. They became overcome with fear so quickly that they followed the scammer’s orders to the letter. The Hingham police were so sorry about what happened to this couple. They strongly urged people to not rely on caller ID “since it can be altered to display any name or telephone number.” That is 100 percent true. Find even more details on https://mytrendingstories.com/korkrum-ellen-y-kawame/mytrendingstories-scam-guide-or-how-to-defeat-online-scammers-in-dztbwv.
Mytrendingstories.com teaches how to escape scams: Shopping phishing emails can happen at any time of the year, but they tend to be popular during the holidays. What appears to be an email from a reputable retailer lists a coveted discount or informs you that something went wrong with your order. The email usually comes with a link for you to click on so that you can get the advertised discount or fix the problem with your order. Clicking the link, however, downloads malware on your computer. To confirm the legitimacy of the sender’s identity, double-check the email address. In addition, be on the lookout for poor spelling and grammar and links that require you to supply your personal information, the e-commerce site Etsy recommends. That’s a way to avoid falling victim to these money scams.
With our ever-expanding dependence on technology, there are bound to be people who try to take advantage of people on the internet. In addition to internet scams and hacks, there are over-the-phone scams that attempt to steal personal information. Below are some tips from the St. Mary’s County Sheriff Office on how to spot potential scams and what to do to avoid coming in contact with them. Do not open or click on links from emails that you do not recognize, even from ones that appear to be businesses or organizations. You should immediately delete them so they are removed from your inbox. This also applies to links received over text messages. A general rule of thumb is to not click links when you aren’t sure where it will take you. Always look for the secure site icon near the URL, otherwise any information you submit there is not secure. Discover more details on https://mytrendingstories.com/.